Understanding the key differences between SIL & SDA
Let’s break it down simply—Supported Independent Living, or SIL, is all about giving people with disabilities the right support to live more independently in their own homes. It’s designed to help you feel more confident and in control of your day-to-day life, with support tailored to your unique needs.
SIL isn’t just about having a roof over your head. It’s about building a life in the community—whether that’s in a private rental, social housing, or even a home you own. You still manage your own tenancy, but you have help where it matters most.
Support under SIL can include everyday tasks like cooking, cleaning, shopping, budgeting, getting to appointments, and managing your health. What’s great is that the level of support is flexible—it can increase when you need more help and ease off as you become more independent.
The goal? To give you more choice, control, and inclusion in your life.
SIL is funded by the NDIS, so if you’re an NDIS participant, you may be able to use your plan to access these services.
Types of SIL Housing:
- Shared Living – You live with others and receive support in a family-like setting.
- Individual Units – Perfect if you enjoy privacy but need occasional help.
- Group Homes – Offer 24/7 support for those with more complex needs.
SIL gives you the support to live life on your terms—with as much independence as possible.
What is Specialist Disability Accommodation (SDA)?
Specialist Disability Accommodation (SDA) is specially designed housing for people with significant disabilities who need a lot of support with daily living. It’s all about providing a safe, accessible, and long-term place to live—built with features that make life easier and more independent.
SDA is for NDIS participants who can’t live independently in standard housing due to high physical needs, complex behaviours, or other serious support requirements. These homes often include wheelchair access, hoists, smart tech, and custom modifications to suit each resident’s needs.
Unlike regular housing, SDA is built to support round-the-clock care and ensure comfort, stability, and dignity for those who need it most. The homes are managed by SDA providers, but residents have the same tenancy rights as anyone else.
SDA is funded separately through the NDIS to cover the cost of the housing itself, while other support services are funded through a participant’s regular NDIS plan.
Common SDA Housing Options:
- Cluster Housing: Apartments with shared support staff.
- Co-Residential Homes: Small groups living with live-in carers.
- Farmstead Living: A community setup on a working farm.
- Campus-Style: Private units with shared amenities and 24/7 support.
SDA is more than a place to live—it’s a place built for ability, dignity, and independence.
What’s the Difference between SIL and SDA?
While Supported Independent Living (SIL) and Specialist Disability Accommodation (SDA) are both important parts of disability support under the NDIS, they serve different purposes. Here’s a simple breakdown:
In short, SIL is about the support you receive, while SDA is about the place you live in. Some people may be eligible for one, while others might receive both, depending on their individual needs.
Eligibility Criteria for SIL and SDA
SIL and SDA each have their own eligibility requirements under the NDIS:
SIL Eligibility:
- You must be an NDIS participant with funding for support services.
- You should be able to manage a tenancy on your own or with some support.
- While you don’t need specialist housing, you do need regular assistance with daily tasks.
SDA Eligibility:
- You must be an NDIS participant with SDA funding approved in your plan.
- You have extreme functional impairment or very high support needs.
- Mainstream housing isn’t suitable—even with support.
- You’ll need to provide evidence to support your SDA application.
SIL vs SDA: Which One Is Right for You?
SIL is right for you if:
- You want to build independence and live in the community.
- You can manage your home with flexible support.
- You prefer regular housing and more freedom in living arrangements.
SDA is right for you if:
- You need high-level support and fully accessible housing.
- Safety and around-the-clock assistance are essential.
- Traditional housing options don’t meet your needs.
How My Guardian Supports You
Talking to a registered provider like My Guardian can help you explore your options and find the right fit for your lifestyle and goals.
At My Guardian, we understand that every individual’s support needs and living preferences are unique. Whether you’re exploring Supported Independent Living (SIL) to build your independence or need the security and accessibility of Specialist Disability Accommodation (SDA), our team is here to guide you every step of the way. We work closely with you, your family, and the NDIS to develop personalised support plans that align with your goals and lifestyle. With a focus on compassionate care and safe, inclusive environments, My Guardian helps make the transition into the right housing and support arrangement simple, respectful, and empowering.
Reach out to our friendly team today for a free, no-obligation consultation, if you’re looking for a trusted SIL Provider or SDA housing support in NSW. We’d love to chat and help you navigate the next step. Click here to get in touch.
Browse our preferred SIL/SDA Homes across NSW here.
