Support at Home vs Home Care Packages - My Guardian

Support at Home Vs Home Care Packages

Clear guidance to help you choose the right support at home.

Understanding Support at Home and Home Care Package

Support at Home is replacing Home Care Packages as Australia’s main in-home aged care program. This change is designed to make it easier for older people to get the help they need while continuing to live safely and comfortably at home.

While both programs support independence, Support at Home offers a more flexible and needs-based approach to care. It focuses on matching services more closely to each person’s situation, making support simpler to understand, easier to manage, and more responsive as care needs change over time.

Support at Home vs Home Care Packages - My Guardian

What were Home Care Packages?

Home Care Packages were an Australian Government-funded program designed to support older people to live independently at home. The program included four package levels, with each level offering a different amount of funding based on assessed care needs.

The assigned package level determined how much funding was available and what services could be accessed. While this approach provided structure, it could be limiting when care needs changed, as people often had to wait for a reassessment or a higher package to receive additional support.

What is Support at Home?

Support at Home is the new in-home aged care program replacing Home Care Packages and other existing in-home care arrangements. It is designed to make access to care simpler and more consistent for older people living at home.

Instead of using fixed package levels, Support at Home is based on individual assessed needs. This allows services and funding to be adjusted more easily over time, ensuring support continues to match a person’s changing circumstances.

Support at Home vs Home Care Packages - My Guardian

Key differences between Support at Home & Home Care Packages

Support at Home and Home Care Packages both provide in-home aged care, but they work in different ways. The table below shows the main differences in how each program delivers support and funding.
AreaSupport at HomeHome Care Packages
Program structureSingle, streamlined programFour fixed package levels
Funding approachBased on assessed care needsBased on package level
FlexibilityHigher flexibility as needs changeLimited by package level
Program complexitySimplified systemMultiple programs and rules
Ongoing reviewRegular review and adjustmentReassessment required to change levels
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How service access differs

Support at Home is specifically designed to improve access to a wide range of services by significantly reducing administrative complexity and enhancing the coordination of care. By simplifying the system, it allows individuals to receive the support they need more quickly and with far less hassle, making the entire process easier to navigate.

This streamlined approach ensures that people receive timely, appropriate, and personalised support without the burden of having to manage or understand multiple program pathways. The goal is to create a smoother, more efficient experience that better meets individual needs.

How funding differs

Unlike traditional Home Care Packages, Support at Home is designed to respond to real-life changes, giving you greater flexibility and timely support when you need it

Home Care Packages Support at Home
Fixed funding caps based on package levels Flexible funding that adapts to changing care needs
Four set package levels Multiple funding levels based on assessed needs
Funding tied to your package level Funding adjusts without changing levels
Changes often require reassessment and waiting Adjustments can be made more quickly
Less responsive to short-term or changing needs More responsive to what you actually need
Budget-focused model Needs-based funding model

What does this change mean for existing Home Care Package recipients?

People who are currently receiving Home Care Packages will transition to Support at Home when the new program begins. This ensures that individuals continue to receive the care and support they need without disruption during the changeover.

The transitional arrangements are designed to maintain continuity of care while gradually aligning services with the new system. This approach helps make the shift smooth and seamless for everyone involved.

How Much Does Support at Home Cost? - My Guardian

Which program is right for you?

Plan Management - My Guardian
Phasing Out Home Care Packages
Home Care Packages are being gradually phased out to make way for a more streamlined aged care system.
Plan Management - My Guardian
Support at Home as the Standard
Support at Home will become the standard program for delivering in-home aged care services.
Plan Management - My Guardian
Importance of Understanding
Understanding how Support at Home works is important for making informed decisions about care options.
Plan Management - My Guardian
Planning with Confidence
Being well-informed helps individuals and families plan ahead and prepare for future care needs with greater confidence and peace of mind.
Support at Home vs Home Care Packages - My Guardian
How Much Does Support at Home Cost? - My Guardian

Key points to remember

Choosing the right home care option is easier when you understand the key differences. Support at Home offers flexibility and simpler access, while Home Care Packages follow fixed funding levels with more structured rules. Here’s a quick comparison to help you decide:

  • Support at Home is replacing Home Care Packages
  • The new program focuses on assessed needs rather than fixed levels
  • Funding and services are designed to be more flexible
  • Transitional arrangements are planned for existing recipients
  • The goal is simpler, more responsive in-home care

Next steps

If you are currently receiving a Home Care Package or planning for future care, understanding the differences between programs is an important step. Being informed helps you make the right choices for your needs and ensures you get the most appropriate support.

Further information is available about eligibility,funding, and how Support at Home works in practice. Accessing these details can help you navigate the system with confidence and plan your care effectively.

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