NDIS Budget Categories Explained - My Guardian

NDIS Budget Categories

Understanding how NDIS funding is structured across different support budgets.

How NDIS Funding Is Organised

NDIS funding is divided into several budget categories that determine how participants can use their funding to access disability support services. Each category funds different types of supports designed to help participants live independently, build skills and achieve their personal goals. Understanding these categories can help participants better manage their funding and ensure their supports align with their individual needs.

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Core Supports

Core Supports funding helps participants with everyday activities and daily living needs.

This category is designed to support participants in maintaining independence and managing day-to-day tasks.

Examples of Core Supports may include:

Capacity Building Supports

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Skill Development and Independence

Supporting long-term independence and skill development.

How Support at Home Work? Step 2
Therapy and Allied Health Support

Build everyday skills to improve independence and confidence.

How Support at Home Work? Step 3
Support Coordination and Guidance

Get help managing your plan and connecting with the right providers.

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Long-Term Capacity & Goal Achievement

Focus on achieving goals and reducing reliance on ongoing support.

NDIS Budget Categories Explained - My Guardian
NDIS Budget Categories Explained - My Guardian

Capital Supports

Capital Supports funding is used for higher-cost items that help participants maintain independence and improve accessibility.

These supports often involve equipment, home modifications or specialised accommodation.

Examples may include:


Capital Supports are typically allocated for specific items and cannot usually be used for other types of services.

Key Points About NDIS Budget Categories

NDIS budget categories organise funding so participants can access different types of disability support services according to their individual needs and goals.

  • NDIS funding is divided into Core, Capital and Capacity Building categories
  • Each category funds different types of disability supports
  • Core Supports help with everyday activities and daily living needs
  • Capital Supports fund equipment, home modifications and accommodation-related supports
  • Capacity Building Supports help participants develop skills and independence over time
NDIS Budget Categories Explained - My Guardian

FAQs about NDIS Budget Categories

NDIS funding is generally divided into three main categories: Core Supports, Capital Supports and Capacity Building Supports.

In many cases, Core Supports funding can be used flexibly within the category. However, Capital and Capacity Building budgets are usually more restricted.

Participants may need to adjust their services or discuss options during their next plan review if funding is insufficient.

No. The categories included in a participant’s plan depend on their individual needs and the supports required.

Participants may manage their own funding, work with a plan manager or have the NDIA manage their funding.

Next steps

Understanding NDIS budget categories can help participants plan how their funding will be used and which services may be available through their plan.

The next step is learning how NDIS pricing works and how service providers charge for different types of supports.

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