Under the Support at Home program, the cost of in-home aged care services is shared between the Australian Government and the individual receiving care. Government contributions help subsidise approved aged care services, reducing the overall cost of support and making home care more accessible for older Australians who wish to remain living independently.
Individuals may also be required to pay a personal contribution toward their care, depending on factors such as income, assets, and care needs. This shared funding model ensures aged care support remains affordable, fair, and sustainable, while continuing to provide high-quality government-subsidised aged care tailored to each person’s circumstances.
Government contributions are payments made by the Australian Government to help cover the cost of approved in-home aged care services. These contributions reduce the overall cost of care for individuals and are based on assessed care needs and eligibility, ensuring support is provided to those who need it most.
The level of government contribution depends on the type of support required and the outcomes of an aged care assessment. This approach allows funding to be tailored to individual circumstances, supporting flexible care arrangements that help people remain safe, comfortable, and independent in their own homes.
n addition to government contributions, individuals may be asked to make financial contributions toward the cost of their care to help cover services and support the ongoing delivery of in-home aged care. These fees are designed to reflect personal circumstances, ensuring charges are fair, flexible, and tailored rather than applying a fixed, one-size-fits-all amount.
The amount an individual may pay can vary depending on factors such as income, assets, and the specific types of services they receive. The value of these contributions is reflected in the quality of care delivered, with My Guardian recognised as a finalist in the 2025 Ageing Australia ACE Awards, highlighting excellence in service delivery and the meaningful outcomes achieved through client-supported care.
Contributions are decided through an assessment reviewing care needs and financial circumstances before confirming payment requirements.
Income, assets, and overall finances are considered to determine a fair contribution aligned with ability to pay.
Care needs are assessed alongside finances to ensure support levels match safety, independence, and wellbeing at home.
This balanced approach maintains affordability for individuals while supporting fairness and sustainability of the aged care system.
Government contributions and individual fees work together to fund Support at Home services, ensuring older people receive appropriate care while maintaining fairness, flexibility, and sustainability within Australia’s aged care system.
Government contributions and individual fees help fund approved care services delivered in the home.
Yes, funding and contribution arrangements can be reviewed if circumstances change.
Support at Home introduces a more streamlined and transparent approach to contributions and fees compared to Home Care Packages. Rather than being tied to fixed package levels, contributions are more closely aligned with assessed needs and individual circumstances. This means fees are more flexible and reflective of the actual care received, helping ensure that funding is fair, personalised, and directly supports the services individuals require.
Additionally, this approach makes it easier for individuals and families to understand their financial obligations and plan accordingly. It also allows adjustments over time if care needs change, providing a more responsive and sustainable system for in-home support.
Government contributions and individual fees help fund Support at Home services, keeping aged care accessible, fair, and sustainable while supporting people to receive appropriate, needs-based support at home.
Understanding government contributions and fees helps individuals and families plan and manage care with greater confidence. Clear information supports informed decisions about services, costs, and available support under the Support at Home program.
Further details are available about overall funding arrangements, eligibility requirements, and how Support at Home operates in practice. Exploring this information can help individuals better understand options and prepare for ongoing care needs.
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© 2025 My Guardian Terms & Conditions | Disclaimer
We acknowledge the traditional owners and custodians of country throughout Australia and acknowledge their continuing connection to land, waters and community. We pay our respects to the people, the cultures and the elders past, present and emerging.
© 2025 My Guardian Terms & Conditions | Disclaimer
We acknowledge the traditional owners and custodians of country throughout Australia and acknowledge
their continuing connection to land, waters and community. We pay our respects to the people, the cultures
and the elders past, present and emerging.
